Use this page in the approval presentation to show how the platform can align applications with existing public-credit frameworks.
Useful for crop and allied agricultural credit. The Government's 2026 communication describes the KCC/MISS framework and notes an enhanced KCC loan limit of ₹5 lakh and collateral-free credit raised to ₹2 lakh per borrower.
Relevant for eligible post-harvest management infrastructure and community farming assets. Official AIF guidelines describe 3% annual interest subvention up to ₹2 crore and credit guarantee support for eligible loans, subject to scheme conditions.
The platform should use consent-based identity and farmer data collection and should not claim integration with government systems unless a formal API / authorization exists.
100–500 farmers, defined crops and blocks, baseline data and partner bank.
Field verification, cost/yield records, sustainability adoption and repayment indicators.
Submit project DPR, process notes, data protection controls, outcome framework and bank partnership plan.